Elsewhere Bank

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Consumer Loans

Loans for personal use

Home improvement loans, vehicle loans, equity lines and construction loans. It’s all right here.

Consumer Loan Inquiry

Which Elsewhere Bank consumer loan is right for you? Just answer a few easy questions and one of our Loan Specialists will contact you within one business day. There’s no obligation.

Consumer loan form →

Lines of Credit

  • Access funds by credit line checks, overdraft or cash.
  • Available cash whenever you need it, wherever you need it.
  • No annual fee.
  • The line can be renewed annually, subject to credit approval.
  • Can be unsecured, collateralized, or secured by real estate.
  • Convenient, worry-free purchasing power.
  • Money can be used for any purpose.

Equity Lines of Credit

  • Borrow up to 80% of the value of your home.
  • Low interest rates.
  • Minimal loan processing fees.
  • Convenient, unrestricted use of funds.
  • Instant access with Equity Line Checks.
  • Interest may be tax-deductible; consult your tax advisor regarding
    deductibility of interest and other fees or charges.

Vehicle Loans

  • Affordable monthly payment terms.
  • Convenient and fast local loan help.
  • Competitive interest rates.
  • Loans also available for motorcycles and all-terrain vehicles (ATVs).

Home Improvement and Home Equity Loans

  • Borrow up to 80% of the value of your home.
  • Monthly payment terms arranged.
  • Low fixed interest rates.
  • Minimal loan processing fees.
  • Payments can be deducted from any Elsewhere Bank account.
  • Know exactly what your payment will be.
  • Interest may be tax-deductible; consult your tax advisor regarding
    deductibility of interest and other fees or charges.
  • Loan decisions are made locally and quickly.
  • Use the money for college, a wedding, a car, or home improvements.

Construction Loans

  • Low fixed interest rates.
  • Roll over to long-term financing through the Elsewhere Bank Real
    Estate Loan Department.
  • Loan decisions are made locally and promptly.
  • Ten (10) draws and inspections.
  • Project can be completed by owner/builder or general contractors.

Work with an expert

Whether online, over the phone, or in person, our Loan Specialists are ready to help you through the loan process in the way that’s most convenient for you. Contact us today:

Resources

A word about calculators

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.